So, this year I finally learned the real world application of the importance between the cooperative mentality of a credit union and the cold, hard corporate mentality of a bank.  I'll just leave it with the fact that it was an expensive class to take, but the lesson was learned for a lifetime.  Credit unions in general are great for the individual, and ours is incredible.  Among other advantages, our credit union offers two great things.  Shared branching and Money Pass ATM's.  And, guess what!  There's an app for that.

My Top Tips on Avoiding Spyware for Windows (Mac users don't have to deal with spyware) Download and install Firefox instead of Internet Explorer Download and install Thunderbird instead of Outlook Express Search for sites you have not been to before, look for White House on google.com or yahoo.com instead of going to www.whitehouse.com, because the site you really want is www.whitehouse.gov

Do me a favor, close your eyes and imaging your computer just died and you just lost everything on it, pictures, e-mails, documents. Now open them as the panic sets in. When was your last computer backup? Did you have your summer photos backed up? What if it wasn't a drive failure, would your backup survive a natural disaster, theft, or fire at your house?

The iPod Touch could easily become the next major technology in K-12 education. There is a huge growth in free or inexpensive, easy to install apps and books. This article will touch more on the infrastructure configuration necessary to safely support such devices.